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Now Available on iOS & Android! 🎉

All-in-One Crypto &
Utility Wallet, XSPEND

Send, receive, swap, and manage your crypto and fiat in one smooth app. Pay bills, top up airtime, and explore digital services globally, all from your wallet.

XSPEND App
USDT Tether(USDT) $1.00
-4.46% down
BNB BNB(BNB) $601.83
+4.46% up
SOL Solana(SOL) $147.06
-7.43% down
USDC USDC(USDC) $1.00
+0.07% up
XRP XRP(XRP) $3,453.24
-7.43% down
STETH Lido Staked Ether(STETH) $3,453.24
-7.43% down
USDT Tether(USDT) $1.00
-4.46% down
BNB BNB(BNB) $601.83
+4.46% up
SOL Solana(SOL) $147.06
-7.43% down
USDC USDC(USDC) $1.00
+0.07% up
XRP XRP(XRP) $3,453.24
-7.43% down
STETH Lido Staked Ether(STETH) $3,453.24
-7.43% down

What is XSPEND

A secure and seamless crypto and utility wallet you can trust

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We Are The Most Trusted Crypto And Utility Wallet

At XSPEND, we believe access to financial freedom should be simple, secure, and inclusive. We're building a future where everyone can thrive in digital finance.

Clarity

Clarity

Our platform is designed to be transparent and easy to navigate, so you always know where your money is and what it’s doing.

Confidence

Confidence

With robust security and real-time monitoring, you can manage your crypto and fiat confidently, every step of the way.

Community

Community

XSPEND is built for people everywhere. Whether you're saving, spending, or sending money home, you belong here.

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Instant Crypto Wallets

Create and manage wallets for BTC, ETH, USDT, and more in seconds.

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Flat Wallet Switching

Easily switch between NGN, USD, GBP, and EUR for flexible transactions.

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Bill Payments Made Easy

Top up airtime, data, electricity, and cable TV directly from your wallet.

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Buy and Sell Instantly

Buy or sell crypto using your local currency at real-time rates.

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Virtual Dollar Card

Get a virtual card for international payments and subscriptions.

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Unlimited apps and integrations to grow your payment and commerce stack

XSPEND Integrations

Powerful Features, Seamlessly Integrated

Whether you're trading crypto, paying bills, or sending money, XSPEND brings everything together in one secure, lightning-fast app.

Multi-Currency Wallets

Multi-Currency Wallets

Manage Naira, Dollar, Euro, Pound and more. Switch between currencies seamlessly.

Crypto Buy, Sell & Swap

Crypto Buy, Sell & Swap

Trade Bitcoin, Ethereum, USDT, XRP and more instantly.

Fiat & Crypto Deposits

Fiat & Crypto Deposits

Add funds via bank transfer or crypto. Withdraw anytime.

Utility Payments

Utility Payments

Pay airtime, data, electricity and more from your wallet.

Gift Card Marketplace

Gift Card Marketplace

Buy and sell digital gift cards with ease.

Transfers & Referrals

Transfers & Referrals

Send money to any XSPEND user. Earn rewards.

Virtual USD Card

Virtual USD Card

Secure virtual USD card for global payments.

Security & Privacy

Security & Privacy

End-to-end encryption and strict access controls.

How XSPEND

Works

From your first sign-up to your first transaction, XSPEND keeps everything simple and intuitive. Getting started takes just minutes.

Create Account

Create Your Account

Download the app and set up your secure profile in a few quick taps.

Link Wallet

Link Your Wallet or Add Funds

Connect your existing crypto wallet or fund your account with fiat or crypto.

Send and Receive

Send and Receive with Unwavering Confidence

Transact instantly, knowing your money is protected every step of the way.

XSPEND App - Secure Wallet, Send, Receive

Got Questions? We've Got Answers.

Everything you need to know about getting started, staying secure, and using XSPEND like a pro.

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Contact us

We'd love to hear from you

We always send a quick response to contact our team.

Email

Email

Our friendly team is here to help.

hello@XSPEND.com
Office

Office

Come say hello at our office HQ.

100 Opebi Street,
Lagos Nigeria

Phone

Phone

Mon–Fri from 8am to 5pm.

+234 (555) 000-0000
XSPEND App Screenshots

Seamless Crypto Access, From Pocket to Payment.

Buy, sell, send, receive, and swap crypto in seconds, all from one secure, easy-to-use app. With XSPEND, the power of digital currency is always in your hands.